Copyright 2009
Chapter 1: The Compelling Argument for SEE - - The Many
Advantages
The purpose of this first chapter is to briefly introduce what SEE housing is about and to present the many very timely advantages that bringing new & existing homes up to SEE standards can provide for individuals as well as the United States in general. We are going through a time of severe economic turmoil in this country and the world, which has been and will continue to be aggravated by the global energy situation. Individuals, businesses and government, at all levels, are being adversely affected by what is happening and we all need to pull together to turn this situation around. SEE offers a tremendous amount of potential to be a major factor in solving many of the problems that we face. Most importantly, you, the reader, do not need to wait for the government or anyone else, to begin taking advantage of the benefits that SEE can provide to you personally.
I have been researching, developing, perfecting, and building what I call SEE housing since 1978. The standard that I have set for SEE for a new home being built is actually quite simple - - the home must be constructed in such a manner that it will use 75% less energy for space heating / cooling than a home built to NBC (National Building Code) insulation standards. It should be noted that NBC insulation standards vary for around the country with the colder climates obviously requiring more insulation than the warmer ones.
In new construction, it is relatively easy to have one’s building plans evaluated before any construction begins. This is very easily done if one is planning on building an energy efficient home to begin with. The Federal Energy Star Housing Program, which offers tax credits for building energy efficient housing, requires an independent engineering analysis to determine the level of energy efficiency of a particular home’s design. Tax credits do vary depending on the level of energy efficiency a home design can achieve. Yes, as this is being written, it does cost money to qualify for the tax credit. However, these engineering firms do provide suggestions as to how to achieve higher levels of energy efficiency with a particular building’s design, which could qualify for a higher tax credit, and at the least will be returned with future energy savings.
The highest rating that one can get for an Energy Star home is a “Five Star” rating. Such a home generally has a space heating efficiency need that is 75% below the identical home built to the region’s NBC insulation standards. I can easily build a home’s insulated shell to reach such a level of energy efficiency and your local home energy evaluation engineer can also help you to design your home to that level of efficiency. Thus, the simple standard that I have set for a new SEE home is one that is 75% more energy efficient than an NBC insulated home.
Older existing housing is a bit more difficult to evaluate to a standard, due to the variety and complexity of existing homes designs and their construction. In looking at an older home, I would evaluate how such a home could be built new to SEE standards, and then determine the most economical way to achieve such an insulating value on the existing home. Since these older homes are generally much less energy efficient than a new home built to NBC insulation standards, the potential energy savings is much higher than 75%. I would think that as much as a 90% energy savings could be achieved over the existing home’s energy usage. I would think that a 75% energy savings would be easy to achieve. Again, an engineering analysis could provide a lot of insight into the potential energy savings of a particular existing home.
SEE homes offer many advantages to their owners as well as to the rest of us living on the Earth. What are the many advantages that an SEE home using 75% less energy offers? Some you have already anticipated and will be no surprise, but others many of you probably have not considered. I will begin by presenting the advantages to the owner of an SEE home or building:
∑ As SEE homes and buildings use considerably less energy
than NBC homes, they will obviously cost their owners much less to heat and cool. What isn’t obvious is that the energy cost savings can be so great that they usually cover the additional cost of building to SEE standards. While building a new home or building to SEE standards usually adds between 5% to 10% to the cost of construction, the energy cost savings can usually cover the added expense of conventionally financing the extra cost to build to SEE standards.
As an example: let’s say the cost of heating a $250,000.00 NBC home would be $3,000.00 per year. An SEE home would save $2,250.00 (75% of $3,000.00) per year in energy costs while having a mortgage (at the worst case 10% higher or $25,000.00) that would cost an additional $1,800.00 annually at a 6.0% rate on a 30 year note. You save $450.00 per year, plus you have the additional mortgage interest tax advantages. Sold? Will you be sold sometime in the future when energy costs continue their historical increases?
∑ SEE homes are easier to finance. The Federal Mortgage
programs all offer Energy Efficient Mortgages that more and more mortgage brokers are supporting. These programs recognize a homeowner’s lower operating costs and thus allow a higher debt to income ratio for an energy efficient home purchase. This means that buyers may possibly qualify for a more expensive home than they would otherwise, while still saving increasing amounts of money over the years on energy costs. SEE homeowners will certainly be getting “a lot more for their buck” initially and certainly over the long haul.
∑ SEE homes & buildings are a good investment for their
owners, as they should appreciate in value at a much faster rate than NBC insulated housing & buildings. As the awareness of the cost saving advantages of such homes & buildings increases, the demand for them will understandably increase. As demand will initially exceed supply, such homes & buildings will be hard to find on the used market and will command a premium over, as well as probably sell faster than NBC housing. This situation will probably last for a decade or more, as it will take time to replace the total housing supply with new or remodeled SEE homes. Thus, SEE homes are a good investment offering their owners a higher degree of financial security above that of NBC housing & buildings.
∑ The Federal Energy Star Housing Program, the nationally
recognized LEEDS program, and private home energy auditing companies as well as many advanced builders already exist to help one to build a new SEE home. The above can also facilitate the converting of older housing to SEE standards. There is plenty of help available today to build a new SEE home or building or to renovate an older one to SEE standards.
The advantages of SEE housing & buildings extends beyond the advantages to their owners. The rest of us all benefit from the adoption of SEE standards in that:
∑ Building new and upgrading existing homes & buildings to
SEE standards will certainly help to cut the United States’ dependence on foreign energy sources. Whether or not this means less energy price upheavals or possible future wars, it will certainly mean less dependence on the political scenes of foreign nations that supply that energy.
∑ Building new and upgrading existing homes to SEE
standards also has a tremendous benefit to our nation’s economy in that it would provide many additional skilled or semi-skilled jobs in the building construction and related industries. These new jobs for materials manufacturers, product transporters, materials suppliers, and building fabricators will also be created mostly within the United States and will be “non-exportable”.
Combining the income from additional jobs with the savings from lower energy use, more public & private money will then be available for buying other goods and services. This should help to greatly strengthen many other sectors of our nation’s economy in the short term as well as the long term.
Importantly, the adoption of SEE standards and the new jobs created by them will not need to be paid for by any tax increases. The simple savings SEE homeowners & building owners will get through their lower energy consumption should cover their additional financial costs. However, the tax dollars that the government collects will actually be increased through normal income taxes on the new jobs created. This carries the win/win principle to the maximum.
* If the United States cuts its demand for energy that will help to put downward pressure on any natural supply/demand energy price increases. This will mean lower cost fuel for homes “not yet remodeled” to SEE standards, lower airfares, lower transportation costs, lower automotive fuel prices, etc. Obviously this will also help our economy.
∑ The big bonus for all of us comes from the simple fact that
SEE homes & buildings will use considerably less energy (especially carbon based fuels), thus they will create much less greenhouse gases (CO2 and NOx) and acid rain pollution (SO2) than buildings built to NBC insulation standards. It does not matter whether you believe that global warming is the result of human activity or some cyclical warming of the Earth by the Sun, global warming IS occurring. Converting to SEE housing will help to slow any warming of the Earth and give us time to develop alternative forms of energy that do not magnify any global warming that is occurring from naturally and/or man-made activity.
In summary: 1) The concept of SEE housing & buildings is not just for newer, but also for existing/older homes & buildings 2) SEE homes & buildings will not cost us more, but actually less to own (now and more so in the foreseeable future), 3) SEE homes are easier to finance and will probably be more so in the future, 4) SEE homes & buildings are much sounder long-term investments offering better appreciation than are non-SEE buildings, 5) There are already many existing institutions ready to help build SEE homes today - - not in the distant future, 6) SEE insulation standards will help to wean the United States from foreign energy suppliers and their influence, 7) Adopting and building or remodeling to SEE standards can immediately begin to benefit our national economy in many ways and continue to do so for a long time, 8) Adopting SEE standards will help to keep our energy costs lower in the future, and 9) Adopting SEE standards will have a major impact upon minimizing the deterioration of our environment.
These are nine very good reasons as to why we SHOULD & MUST economically and environmentally convert our housing & buildings to SEE standards. There are actually many more subtle reasons to adopt SEE building standards, but how many do we need.
Copyright 2009